Heat a large sauté pan over medium-high heat and add the ground beef. Season with salt and black pepper, then cook for 5-6 minutes until browned.

Transfer the cooked beef to a paper towel-lined bowl to soak up excess grease.

In a medium bowl, whisk together the blue cheese dressing, taco seasoning, and 2 tablespoons of water until smooth.

In a large salad bowl, layer the chopped lettuce, cooled ground beef, drained beans, and halved cherry tomatoes.

Sprinkle shredded cheddar cheese on top and drizzle the dressing over the salad. Toss to combine.

Sprinkle crushed tortilla chips on top just before serving.

Serve immediately with additional toppings like guacamole or salsa.