As I cracked open the oven door, a wave of warmth and the inviting aroma of freshly baked banana bread enveloped me, instantly transporting me to cozy kitchens filled with laughter. This Moist Cream Cheese Filled Banana Bread combines the sweet, tender richness of ripe bananas with a delightful tangy cream cheese filling that will have everyone clamoring for seconds. It’s the perfect solution for busy mornings or an indulgent afternoon snack, and the best part? This recipe caters to everyone with its quick prep time and flexible options for dietary substitutions, whether you’re vegan or gluten-free. So, are you ready to treat yourself to a slice of homemade bliss that brings a touch of nostalgia to your table? Why is this banana bread so special? Irresistible Flavor: The combination of sweet bananas and tangy cream cheese creates a luscious experience in every bite. It’s a flavor profile that delights both young and old alike. Easy to Make: This recipe is quick and straightforward, allowing even novice bakers to achieve delicious results with confidence. Versatile Options: With flexible substitutions, everyone can enjoy this treat, whether you’re looking for vegan options, gluten-free alternatives, or any dietary preference. Perfect for Any Occasion: Whether it’s a cozy breakfast or a delightful afternoon snack, this banana bread makes for great company. Pair it with a warm cup of coffee or tea for a delightful experience. Meal Prep Friendly: Make ahead and store easily! This banana bread stays fresh at room temperature, making it perfect for week-long enjoyment or freezing for later. Looking for more delightful recipes? Try my Cheesecake Fruit Salad or indulge in a Brownie Cheesecake Delight for a perfect dessert spread! Cream Cheese Filled Banana Bread Ingredients For the Banana Bread Large Egg – Binds ingredients and adds moisture; substitute with a flax egg for a vegan option. Light Brown Sugar (½ cup, packed) – Adds sweetness and depth; coconut sugar is a healthier substitute. Granulated Sugar (¼ cup) – Enhances sweetness; can reduce for less sweetness or use a sweetener like stevia. Coconut Oil (¼ cup, liquid) – Provides moisture and a hint of coconut flavor; can substitute canola or vegetable oil for neutrality. Sour Cream (¼ cup) – Adds density and moisture; swap for Greek yogurt for fewer calories. Vanilla Extract (2 teaspoons) – Imparts aromatic flavor; no substitutions recommended. Ripe Bananas (1 cup, mashed from about 2) – Contributes sweetness and moisture; very ripe bananas yield the best results. All-Purpose Flour (1 cup) – Provides structure; for gluten-free versions, use a gluten-free flour blend. Baking Powder (½ teaspoon) & Baking Soda (½ teaspoon) – Essential leavening agents to help the bread rise. Salt (pinch, optional) – Enhances flavor; omit if you’re salt-sensitive. For the Cream Cheese Filling Brick-Style Cream Cheese (4 ounces, softened) – Creates a creamy filling; ensure it’s full-fat for best texture or opt for plant-based cream cheese for vegan options. Granulated Sugar for Filling (¼ cup) – Sweetens the filling; adjust to taste. All-Purpose Flour for Filling (3 tablespoons) – Helps to thicken the filling. Step‑by‑Step Instructions for Cream Cheese Filled Banana Bread Step 1: Preheat the Oven Preheat your oven to 350°F (175°C) and prepare a 9×5-inch loaf pan by greasing it lightly with butter or nonstick spray. This ensures easy release once your delicious cream cheese filled banana bread is baked. While your oven heats up, you can gather and measure all your ingredients to make the process even smoother. Step 2: Mix the Wet Ingredients In a large mixing bowl, whisk together one large egg, ½ cup packed light brown sugar, and ¼ cup granulated sugar until the mixture is smooth and creamy. Next, add in ¼ cup of liquid coconut oil, ¼ cup sour cream, and 2 teaspoons of vanilla extract. Continue whisking until all ingredients are fully combined and the mixture looks glossy, taking about 2-3 minutes. Step 3: Add the Bananas Gently fold in 1 cup of mashed ripe bananas, which should come from about two well-ripened bananas. Make sure your bananas are very ripe for the best sweetness and moisture. Use a spatula to mix until just combined, being careful not to overwork the mixture; you want your banana bread to remain light and fluffy. Step 4: Combine the Dry Ingredients In a separate bowl, whisk together 1 cup all-purpose flour, ½ teaspoon baking powder, ½ teaspoon baking soda, and a pinch of salt. Gradually add this dry mixture to the banana mixture, folding gently until no flour streaks remain. Remember, overmixing can lead to a dense texture, so aim to combine until just incorporated for that scrumptious banana bread. Step 5: Layer the Batter Pour about two-thirds of the banana bread batter into the prepared loaf pan, spreading it evenly across the bottom. This first layer will form the base of the banana bread, providing the perfect foundation for the luscious cream cheese filling that will follow. Let your batter settle for a moment while you prepare the cream cheese mixture. Step 6: Prepare Cream Cheese Filling In a clean mixing bowl, combine 4 ounces of softened brick-style cream cheese, another egg, ¼ cup granulated sugar, and 3 tablespoons all-purpose flour. Whisk these ingredients together until the filling is smooth and creamy, ensuring there are no lumps. This rich filling will add a delightful tang to your cream cheese filled banana bread. Step 7: Add the Cream Cheese Filling Carefully pour the cream cheese mixture over the layer of banana batter in the pan. Use a spatula to spread it evenly across the surface. This layer will create that delightful surprise in the center that pairs so well with the sweet banana bread. Be gentle to avoid mixing it with the batter below. Step 8: Top with Remaining Batter Spoon the remaining banana bread batter over the cream cheese filling. Use a spatula to spread it out evenly, covering the cream cheese layer completely. This ensures that the filling is contained within the banana bread, creating a beautiful contrast when you slice into the finished loaf. Step 9: Bake the Banana Bread Place the loaf pan in the preheated oven and bake for 48-50 minutes. Keep an eye on the bread during the last few minutes, as you want the top to turn a lovely golden brown. To test for doneness, insert a toothpick in the center; it should come out clean or with a few moist crumbs clinging to it. Step 10: Cool the Bread Once baked, carefully remove the cream cheese filled banana bread from the oven and allow it to cool in the pan for about 15 minutes. Afterward, transfer the loaf to a wire rack to cool completely. This step is crucial to prevent the filling from oozing out when you slice into the warm loaf, allowing it to set beautifully for serving. Make Ahead Options Preparing this Cream Cheese Filled Banana Bread is a fantastic way to save time during your busy week! You can assemble the banana bread batter and the cream cheese filling up to 24 hours in advance. Simply mix the wet and dry ingredients separately, then refrigerate both mixtures in airtight containers. When you’re ready to bake, layer the batter and cream cheese filling as directed, and pop it in the oven. This method ensures the bread remains just as moist and flavorful, while the cream cheese filling retains its creamy texture. Enjoy the convenience of freshly baked banana bread with minimal effort, perfect for busy mornings or delightful snacks! What to Serve with Cream Cheese Filled Banana Bread Warm, sweet aromas wafting from the oven beckon you to create a cozy, inviting meal that delights the senses. Creamy Mashed Potatoes: Smooth and buttery mashed potatoes balance the sweetness of the banana bread, offering a comforting dish that invites seconds. Fresh Fruit Salad: A mix of vibrant seasonal fruits adds bright, refreshing notes that contrast beautifully with the rich bread. The natural sweetness echoes the flavors of banana bread while bringing a delightful crunch. Greek Yogurt with Honey: A bowl of tangy Greek yogurt drizzled with honey complements the cream cheese filling, creating a creamy, satisfying pairing. This combination is perfect for breakfast or as a light dessert. Espresso or Coffee: Brewed espresso or your favorite coffee enhances the overall experience, making each bite feel like a warm hug. The deep, bold flavors of the coffee elegantly offset the sweet banana bread. Cinnamon Sugar Sprinkle: A light dusting of cinnamon sugar on top of warm banana bread elevates the experience with a touch of spiced sweetness, reminiscent of cozy bakeries. Chocolate Chips: Sprinkle chocolate chips inside the banana bread or serve alongside it for an indulgent twist, creating a heavenly chocolate-banana experience that’s hard to resist. With these delicious pairings, your cream cheese filled banana bread becomes the star of a delightful meal or gathering, perfect for any occasion. Cream Cheese Filled Banana Bread Variations Feel free to elevate this recipe and make it truly yours with these tempting twists! Vegan Option: Swap the brick-style cream cheese for silken tofu or a plant-based cream cheese, and use flax eggs instead of chicken eggs for a delightful vegan treat. Gluten-Free Delight: Use a gluten-free flour blend to make this banana bread suitable for gluten-sensitive friends without sacrificing taste. Tropical Twist: Replace ripe bananas with mashed plantains for a fun tropical flavor. It adds a unique sweetness while keeping the moisture intact. Spice It Up: Add a teaspoon of cinnamon or nutmeg to the batter for an extra layer of warmth and depth. This will remind you of cozy fall evenings. Nutty Crunch: Fold in chopped walnuts or pecans to the banana batter for a delightful crunch. The contrast of textures takes each bite to another level. Choco-Delight: Stir in chocolate chips or chunks into the batter. The melting chocolate adds a rich chocolatey experience that pairs beautifully with banana. Fruit Fusion: Add in a handful of blueberries or diced strawberries. This burst of fresh fruit creates a colorful surprise with every slice. Maple Drizzle: Top your cooled banana bread with a light drizzle of maple syrup for added sweetness. This small touch transforms an already delightful treat into something special. Want to expand your dessert repertoire? Try my delightful Cheesecake Fruit Salad or indulge in a delectable Brownie Cheesecake Delight for your next gathering! How to Store and Freeze Cream Cheese Filled Banana Bread Room Temperature: Keep your banana bread in an airtight container at room temperature for up to 1 week. This helps maintain its moist texture and delightful flavor. Fridge: For extended freshness, store the cream cheese filled banana bread in the fridge for up to 10 days. Just be sure to wrap it well to prevent drying out. Freezer: Slice the banana bread and wrap individual pieces in plastic wrap, then place them in a freezer-safe bag. It can be frozen for up to 3 months without losing its yumminess. Thawing: When you’re ready to enjoy, simply thaw slices overnight in the fridge or at room temperature for a few hours. Pop them in the microwave for a warm treat! Expert Tips for Cream Cheese Filled Banana Bread Room Temperature Ingredients: Ensure all ingredients, especially eggs and cream cheese, are at room temperature for a smoother batter and better rise in your cream cheese filled banana bread. Gentle Mixing: Don’t overmix your batter! Gently fold dry ingredients into the wet mix to maintain a light, fluffy texture. Overmixing can lead to dense bread—nobody wants that! Cooling Time: Allow your banana bread to cool completely in the pan before slicing. This prevents the cream cheese filling from oozing out and ensures clean, beautiful slices. Watch the Oven: Since ovens can vary, keep an eye on your banana bread as it bakes. If the top browns too quickly, tent it with foil to prevent burning while it finishes baking. Storage Tips: Store leftover banana bread in an airtight container at room temperature for up to a week, or freeze slices for longer storage—perfect for when that sweet craving hits! Cream Cheese Filled Banana Bread Recipe FAQs What types of bananas should I use for this recipe? Absolutely! For the best results, use very ripe bananas with lots of brown spots. These bananas are not only sweeter, but they also lend a wonderful moistness to the cream cheese filled banana bread. How should I store leftover banana bread? You can store your banana bread in an airtight container at room temperature for up to 1 week. For longer storage, I recommend refrigerating it, where it will stay fresh for up to 10 days. Just be sure to wrap it well to prevent drying out! Can I freeze cream cheese filled banana bread? Yes, you can freeze the banana bread! Slice it into individual pieces and wrap each slice tightly in plastic wrap. Then place the wrapped slices in a freezer-safe bag. This way, it can be frozen for up to 3 months. When you’re ready to indulge, simply thaw the slices overnight in the fridge or at room temperature for an hour. What if my cream cheese filling is too runny? If your filling ends up too runny, it might be due to the cream cheese being too soft or the sugar content not being enough. Here’s a step-by-step fix: First, whisk together an additional tablespoon of flour with 1-2 extra tablespoons of softened cream cheese. Blend it until smooth, then gently fold this mixture back into your original filling to thicken it before using. Are there any dietary considerations for this recipe? Very! You can easily make this cream cheese filled banana bread vegan by swapping the egg for a flax egg (1 tablespoon flaxseed meal mixed with 2.5 tablespoons water, set aside for 5 minutes) and using plant-based cream cheese instead. For gluten-free options, substitute all-purpose flour with a gluten-free flour blend to enjoy the deliciousness without worry! Moist Cream Cheese Filled Banana Bread for a Sweet Delight This Cream Cheese Filled Banana Bread combines sweet bananas with tangy cream cheese for a delightful dessert. Print Recipe Pin Recipe Prep Time 15 minutes minsCook Time 50 minutes minsCooling Time 15 minutes minsTotal Time 1 hour hr 20 minutes mins Servings: 8 slicesCourse: DessertCuisine: AmericanCalories: 250 Ingredients Equipment Method Nutrition Notes Ingredients 1x2x3x? For the Banana Bread1 large Egg Substitute with a flax egg for a vegan option.0.5 cup Light Brown Sugar Packed; coconut sugar is a healthier substitute.0.25 cup Granulated Sugar Can reduce for less sweetness or use a sweetener.0.25 cup Coconut Oil Liquid; can substitute with canola or vegetable oil.0.25 cup Sour Cream Swap for Greek yogurt for fewer calories.2 teaspoons Vanilla Extract No substitutions recommended.1 cup Ripe Bananas Mashed from about 2 very ripe bananas.1 cup All-Purpose Flour For gluten-free versions, use a gluten-free flour blend.0.5 teaspoon Baking Powder0.5 teaspoon Baking Sodapinch Salt Optional; omit if salt-sensitive.For the Cream Cheese Filling4 ounces Brick-Style Cream Cheese Softened; ensure it’s full-fat or opt for plant-based.0.25 cup Granulated Sugar Adjust to taste.3 tablespoons All-Purpose Flour Helps to thicken the filling. Equipment Loaf panMixing BowlWhiskspatula Method Step-by-Step InstructionsPreheat your oven to 350°F (175°C) and prepare a 9x5-inch loaf pan by greasing it lightly.In a large mixing bowl, whisk together one large egg, ½ cup packed light brown sugar, and ¼ cup granulated sugar until smooth.Gently fold in 1 cup of mashed ripe bananas until just combined.In a separate bowl, whisk together 1 cup all-purpose flour, ½ teaspoon baking powder, and ½ teaspoon baking soda.Pour about two-thirds of the banana bread batter into the prepared loaf pan.In a clean bowl, combine 4 ounces of softened cream cheese, another egg, ¼ cup granulated sugar, and 3 tablespoons flour. Whisk until smooth.Pour the cream cheese mixture over the batter in the pan.Spoon the remaining banana bread batter over the cream cheese filling.Bake for 48-50 minutes until golden brown and a toothpick comes out clean.Cool in the pan for about 15 minutes, then transfer to a wire rack to cool completely. Nutrition Serving: 1sliceCalories: 250kcalCarbohydrates: 34gProtein: 3gFat: 12gSaturated Fat: 7gPolyunsaturated Fat: 0.5gMonounsaturated Fat: 4gCholesterol: 40mgSodium: 180mgPotassium: 150mgFiber: 1gSugar: 15gVitamin A: 200IUVitamin C: 3mgCalcium: 20mgIron: 1mg NotesEnsure ingredients are at room temperature for a smoother batter. Store leftovers in an airtight container for up to a week or freeze for longer storage. Tried this recipe?Let us know how it was!
